Fund your zk988 account by scanning a QRIS code through DANA, OVO, or GoPay — the same method you use at any local merchant.
Every QRIS code we generate is single-use and bound to your specific deposit session. Once scanned or expired, it cannot be reused — preventing duplicate charges or interception by a third party on a shared network.
No QRIS payment completes without your e-wallet PIN. Even if someone else sees the QR on your screen, they cannot debit your DANA, OVO, or GoPay balance without your personal PIN entry on the authorised device.
The QRIS standard is regulated by Bank Indonesia, meaning the payment rail follows national interoperability rules. We connect through certified payment service providers rather than a custom or unverified channel.
Our system matches each incoming QRIS payment to the originating deposit request using the transaction reference. If a mismatch is detected, the funds are held in a suspense state until support resolves it — nothing disappears silently.
The data inside each QRIS image is encrypted so that the merchant ID, amount, and session token cannot be altered by modifying the image. Tampering produces an unreadable code that wallets reject outright during the scan step.
Every QRIS deposit attempt — successful or failed — appears in your zk988 transaction history. You can cross-reference timestamps and amounts against your DANA, OVO, or GoPay app to confirm nothing was processed without your knowledge.
Bank transfers require you to copy a virtual account number, open your banking app, and type the digits. QRIS skips that — one scan captures the destination and amount together, reducing typo risk and cutting the step count in half.
A direct OVO transfer asks for a phone number or account ID. QRIS bundles that info into the code, so you never need to type or remember our deposit details. Both settle quickly, but QRIS removes manual input entirely.
DANA top-up links redirect you to a browser confirmation page. QRIS keeps you inside the DANA app — scan, confirm PIN, done. Fewer redirects mean fewer chances for a session timeout or page-load error on slower connections.
GoPay in-app payments require navigating menus to find the payee. QRIS puts the payee in the QR itself, so you reach the confirmation screen the moment your camera recognises the code — faster than scrolling through a merchant directory.
Voucher deposits mean leaving the house, queuing, and entering a code manually. QRIS happens wherever your phone and wallet are — sofa, commute, lunch break — and confirms in seconds rather than the minutes a retail queue demands.
ShopeePay also reads QRIS codes, so the experience is nearly identical to paying with DANA or OVO. The difference is which wallet holds your balance at that moment — the QR standard is the same across all participating wallets.
Credit card deposits involve entering a 16-digit number, expiry, and CVV. QRIS replaces all that with a camera scan and a PIN. No card data is exposed on screen, and there is no risk of keystroke capture on a shared or compromised device.
QRIS is the unified QR standard that connects DANA, OVO, GoPay, ShopeePay, and LinkAja under one scannable code. When you open the deposit page on zk988, we generate a unique QRIS image tied to your account. You open your preferred e-wallet app, tap the scan or pay icon, point your camera at the code, and confirm the amount with your PIN. The
transfer routes through the national QRIS rail and lands in your zk988 balance. If the code expires before you scan — typically after a few minutes — just request a fresh one from the deposit screen. Players in Jakarta often complete the entire flow while waiting for a GrabCar because it takes only a few taps. No manual account numbers, no copy-paste
errors, and no visits. The same QR works whether you pay from DANA, OVO, or GoPay, so you pick whichever wallet holds your funds right now
QRIS means Quick Response Code Indonesian Standard. It is a unified QR payment system regulated by Bank Indonesia that lets any participating e-wallet — DANA, OVO, GoPay, ShopeePay, LinkAja — scan and pay through a single code format.
A dynamic QR code is generated fresh for each transaction with a unique reference and pre-set amount. Unlike a static QR that stays the same, a dynamic code expires after one use, preventing duplicate or outdated payments.
Reconciliation is the process where our system matches an incoming QRIS payment to your specific deposit request using the reference ID. If the amount or session does not match, the system flags it for manual review by our support team.
A deeplink is a URL that opens a specific screen inside an app — in this case, your e-wallet's payment confirmation page. It skips the camera scan entirely when you deposit from the same phone that holds your wallet.
Pending means the QRIS network acknowledged your payment but final confirmation has not reached zk988 yet. It usually resolves on its own within moments, but if it persists, contact support with your wallet's transaction reference.
A PSP is the intermediary that connects zk988 to the QRIS rail. It handles code generation, transaction routing, and settlement so that your DANA, OVO, or GoPay payment reaches our account through a certified, regulated channel.
QR expiry is the time limit after which a generated QRIS code becomes invalid. If you scan an expired code, your wallet will reject the attempt. Simply return to the deposit page on zk988 and request a new code to continue.
KYC stands for Know Your Customer. It refers to the identity verification steps your e-wallet or our platform may require before processing larger transactions — usually confirming your name, ID number, and linked phone number.
Interoperability means any wallet that supports the QRIS standard can read and pay through the same QR code. You are not locked into one wallet — switch between DANA, OVO, GoPay, or others freely without requesting a different code.
A suspense state means funds have arrived but cannot be credited to your balance because something does not match — wrong amount, duplicate reference, or session mismatch. Support investigates and either credits or returns the funds.